Sécurité des animaux

Most Expensive Dog Breeds To Insure

Written by aslmad.yaz

Saint Bernard - stock photo

(Photo credit: Filip Micovic / Getty Images)

Are you considering insuring your dog? If so, you’ll want to check out this recent report on the most expensive dog breeds to insure. According to a USA Today report, dog breeds like Akitas, Boxers, and Doberman Pinschers are some of the most expensive breeds to insure. Keep reading to discover all you need to know about which dog breeds are the most expensive to insure.

Why insurance cost varies based on dog breed

Generally, different dog breeds cost more to insure based on their medical history. Specifically, insurance companies use this information when giving quotes.

For instance, breeds with higher risks of developing certain conditions cost more to insure. Additionally, a dog’s lifestyle and body type can affect the cost of insurance. For example, working dogs generally cost more to insure than other breeds.

Usually, dogs that are predisposed to the following conditions are the most expensive to insure:

The most expensive dog breeds to insure

Specifically, the following dog breeds are some of the most expensive to insure:

American Bandogge Mastiff

The American Bandogge, also known as the Bandog, is a feisty crossbreed beloved by those who don’t mind a big body with a bigger attitude (and a heart of gold). This is a cross between the ancient, massive Mastiff and the hardworking American Bulldog. For active dog parents, this breed is sure to only keep growing loyal fans.

American Mastiff

The Amstiff is a newer crossbreed originating for dog parents who need a fun-loving but protective pup at their sides. This is a cross between the playful but driven American Staffordshire Terrier and the gentle giant Mastiff. For experienced, confident dog parents, this breed is sure to only keep growing loyal fans.


At first glance, you might think the large, intimidating Boerboel would make an excellent guard dog, and you’d be correct. However, this breed is equally known for being loving, calm, and family-friendly, especially toward human children.


The Bullmastiff dog breed is a firm and fearless family guardian. While standoffish toward strangers, they’ve got a soft spot for their loved ones.

Fila Brasileiro/Brazilian Mastiff

The Fila Brasileiro originated in Brazil centuries ago as a large game hunting dog and working dog. These big dogs can be intimidating, but there is a reason why the saying “faithful as a Fila” exists in Brazil.


The Mastiff is one of the most ancient types of dog breeds. Their ancestor, the Molossus, emerged 5,000 years ago. Back then, they were ferocious war dogs, very different from the benevolent behemoth that the breed is today.

Neapolitan Mastiff

The Neapolitan Mastiff dog breed was developed in southern Italy as a family and guard dog. Today this massive breed is known as a gentle giant.

Pyrenean Mastiff

The Pyrenean Mastiff, also known as Mastín del Pirineo, comes from northeastern Spain. The exact origin of the breed is unknown, but it likely evolved from Molossers. Humans relied on them to be guardians and protectors of livestock.

Saint Bernard

Originally the Saint Bernard dog breed guarded the grounds of Switzerland’s Hospice Saint Bernard. Also, these dogs helped find and save lost and injured travelers.

Spanish Mastiff

The Spanish Mastiff is a purebred working dog with an old history of serving as a guardian for sheep and livestock. Protective, loving, and calm, these pups have become popular guard dogs and family pets alike.

Tibetan Mastiff

This still-primitive Tibetan Mastiff dog breed hails from Tibet. Once guard dogs for livestock and property, Tibetan Mastiffs are now more likely to be family companions and show dogs.

Finally, now that you know which dog breeds are the most expensive to insure, read up on how to plan for veterinary costs and find free or low-cost vet care options for your dog.

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